《PitchBook分析师注:FinovateFall的17个要点(英)-2023.9_市场营销策划_.docx》由会员分享,可在线阅读,更多相关《PitchBook分析师注:FinovateFall的17个要点(英)-2023.9_市场营销策划_.docx(21页珍藏版)》请在第一文库网上搜索。
1、SrPitchBookPitchBookData,Inc.JohnGabbertFounder,CEONizarTarhuniVicePresident,Institutiona1ResearchandEditoria1Pau1CondraHeadofEmergingTechno1ogyResearchInstitutiona1ResearchGroupAna1ysisRudyYangSeniorAnaIyst1EmergingTechno1ogyrudy.yangJamesU1an1eadAna1yst,EmergingTechno1ogyjames.u1anDataMatthewNacio
2、na1esDataAnaIystpbinstitutiona1researchPub1ishingDesignedbyCaro1ineSuttiePub1ishedonSeptember21,2023ContentsKeytakeaways1Conferenceoverviewand3observationsGenerativeAsro1einfintech6expandsExcitingroadaheadforpayments8C1imatetechmakesstrongshowing10atFinovateFaIIPersona1ization,engagement,11rewards,a
3、ndgamificationThoughtsfromVCs12Additiona1takeaways13Startuphigh1ights14EMERGINGTECHRESEARCH17TakeawaysFromFinovateFa11Exp1oringthe1atestproductsfromstartupsandbreakingdownkeyindustrythemesPitchBookisaMorningstarcompanyprovidingthemostcomprehensive,mostaccurate,andhard-to-finddataforprofessiona1sdoin
4、gbusinessintheprivatemarkets.KeytakeawaysConferenceobservations Thisyear,morethan2,000senior-1eve1executivesandmorethan350financia1institutionsattendedFinovateFaII,anannua1fintechconferenceinNewYorkCity. 65companiestookthestagetoshowcasetheirproducts,exhibitingarangeofso1utionsacrosssevera1sectors.
5、Prominentthemesattheconferenceinc1udeduserexperience,fraudprevention,payments,persona1izationandengagement,banking,customerservice,c1imatetech,andgenerativeA1.GenerativeA1 FintechcompaniesareintroducinggenerativeA1productsatagrowingrate. ManydemosshowcasednewgenerativeA1copi1ots,whichweredesignedtoa
6、ssistuserswithquerying,organizingdata,andgeneratinginsights. Somefintechinfrastructurecompaniesa1sointroducednewgenerativeA1featurestohe1pusersana1yzeconnecteddataandbetterpersona1izetheirproducts. Anotherpreva1entusecaseforgenerativeA1wasimprovinghowcompaniesengagewithcustomersandexterna1c1ients. M
7、anyoftheshowcasedgenerativeA1productsweresti11intheirear1ystages,1eavinginvestorscautiousabouttheirfutureperformance.Payments Keypaymentdiscussionswereprimari1ycenteredonembeddedpayments,cross-borderpayments,andinstantpayments. Givenits1argetota1addressab1emarketandabi1itytodrivebrand1oya1ty,embedde
8、dfinancecontinuestobeperceivedasoneofthe1argestopportunitiesinpayments. Withincross-borderopportunities,cryptocurrenciespresentarea1casefordisruption.Specifica11y,seam1esstransfersbetweenfiatcurrencyandcryptocurrencyatsca1ecou1dofferarobustso1ution. Withtherecent1aunchofUSinstantpaymentsrai1FedNow,i
9、nvestorsarea1soexp1oringrea1-timepaymentopportunitiesinareassuchasremittances,B2Bpayments,earnedwageaccess,andinsurance.However,mainstreamusageofinstantpaymentsintheUSmaysti11beyearsaway.C1imatetechno1ogyinfintech Agreaternumberofcarbon-trackingstartupsarenowse11ingso1utionstoUScorporations,banks,cr
10、editunions,andfintechcompaniestoestimateemissionsfromconsumerpurchasesaswe11asfrom1endingcustomers. Becausemanycompaniescanrep1icatetheprocessofprovidingGHGemissionsestimatesviaAPI,itisdifficu1ttopickwinnersinthespace.However,theirsuccesshingesonmorethanthis.Winnersare1ike1ytogetafewthingsright:They
11、shou1dprovidearichsetofAPIfeaturesbeyondjustGHGemissionsforagivenproduct,maketheproductexceptiona11yfunctiona1andeasyfordeve1operstoaccess,andseam1ess1yautomatereportingforgovernmentdisc1osures.Persona1ization,engagement,rewards,andgamification Wewatcheddemosfromahandfu1ofstartupsthatprovidepersona1
12、izationandengagementtoo1sforbanksandfintechcompaniestoincorporateintotheirmobi1eappsanddesktopsites.VCsandstartupsemphasizedthatrisinginterestrateshavecata1yzedbanksandfintechcompaniestopursueengagementtoo1stobetterretaindeposits.ThoughtsfromVCs Mu1tip1eVCsstatedthatfintechcompaniesareincreasing1ydo
13、ingthesamethingthatis,partsoffintecharegettingcompetitiveassimi1arstartupsspringup,particu1ar1yinKYC/AM1,fraudprevention,andoutsourcedcustomerservice. Wespokewithsevera1VCswhocommentedthattheyareseeingA1-basedfintechcompaniesthataresimp1yawrapperdrapedoverOpenAsAPIsuite,makingthemrep1icab1e.Ontheoth
14、erhand,theyarea1soseeingnewA1startups,foundedbystrongtechnica1teams,thatarebui1dingpromisinganddifferentiatedindustry-specificofferings.ConferenceoverviewandobservationsFintechinnovationcontinuesacrossa11frontsFinovateFa11isanannua1conferencethattakesp1aceattheMarriottMarquisinNewYorkCity.The2023eve
15、nttookp1acefromSeptember11to13andwasattendedbymorethan2,000senior-1eve1executivesandmorethan350financia1institutions(FIs).Asinprioryears,FinovateFairsuniqueagendashowcasedarangeoffinancia1techno1ogy(fintech)startupsthroughaseriesofdemos.Atota1of65companiestookthestagetoshowcasetheirproductsinseven-minutes1ots,exhibitingarangeofimpressiveso1utionsinthefintechspace.Important1y,thesestartupsoperatedacrossamu1titudeofsectors,inc1udingbanking,capita1markets,1ending,payments,treasurymanagement,wea1thtech,Ioya1tyandrewards,financia1servicesinfrastructure,regu1atorytechno1ogy(regtech),insuran