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1、2023年整理银行招聘之银行招聘综合知识题库练习试卷A卷附答案单选题(共50题)1、Americantrave1ersabroadhavediscoveredthattheycanbuymoreforeignwiththeirdo11ar.A.CurrentedB.current1yC.currencyD.current【答案】C2、资料:TencentHo1dings1tdhasannouncedthatitwi11fu11yopenupitsbigdatap1atformandmachine1earningtechno1ogyinamovetobui1daz,sharingeconomy,
2、zbasedonc1oudservices.Enterpriseswi11beab1etouseasetofbigdataana1ysistoo1sdeve1opedbyTencent,he1pingthemgainabetterunderstandingoftheirc1ientsandimprovetheirproducts.A.C1oudserviceshe1penterprisesgetaccesstoresourcesB.Tencent,seffortstodeve1opc1oudserviceC.Tencentopensupbigdatap1atformtoboostsharing
3、economyD.C1oudtechno1ogy【答案】C3、 “三网”融合中的“三网”不包括()。A.电信网B.广播电视网C.互联网D.卫星通信网【答案】D4、资料Didyourchi1d,sbrainshrink1astsummer?Probab1ynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsycho1ogyattheUniversityofMissouri-Co1umbia.Thestudyfoundthatwhenstudentsreturntoschoo1afte
4、ra1ongsummervacation,they,ve1ostonetothreemonthsworthof1earning.A. Becausethecommunityhavethe1ibrariesB. Becauseathometheparentswi11makekidsreadingmoreC. BecauseinsummervacationkidshavemoretimeinreadingD. Becausecommunityandhomegivekidsmoreopportunitiestoread【答案】D5、 Passage4A. A1exTawisanAmericanmi1
5、1ionaireB. A1exTawwi11graduatefromuniversityC. A1exTawdoesn,tworkhardD. A1exTawwasnotrichbefore【答案】D6、下列有关人民币清算的说法中,正确的是()oA.系统内与账户行结合的清算B.借助于账户行的联行清算C.系统内的应收应付的联行清算D.借助于账户行的实收实付的清算【答案】C7、投资银行的最核心业务之一是()。A.证券经济与交易业务B.收购兼并业务C.风险投资业务D.证券发行与承销业务【答案】D8、资料:FromCoinstoCreditBankingThroughouttheAgesisaconc
6、isehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGa11agher,whohasmadeacareerofcoveringfinancia1newsforsevera1newspapers,hasdoneacarefu1jobofinvestigatinghissubject.A1thoughhepresentsthefactscarefu11y,Mr.Ga11agherhasmadewhatcou1dhavebeenadrybookintoonethatisinterestingandenjoya
7、b1e.Byte11ingamusinganecdotesabouthistorica1figures,hemakesthemcomea1ive.Evenpeop1ewhoarenotparticu1ar1yattractedtothesubjectmatterwi11findthisbookengrossing.A.du11B.vacantC.aridD.humors【答案】A9、Mr.1eeistooweakto()hisbusiness.A.dowithB.dowithoutC. doawaywithD. doup【答案】A10、在保险市场上,“道德风险”是指()oA.保险公司不能区分低
8、风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为,即他在购买保险后的行为比之前更像一个高风险的顾客【答案】DI1s资料:With55%ofconsumers,customerserviceinteractionsstartingon1ineand63%ofadu1tsusingtheirsmartphonesevera1timesamonthtoseekcustomerservice,yourmobi1ecustomerservicetacticsaremoreimp
9、ortantthanever.A.Itforbidscustomerstogo4.1 the1psyougainnewcustomersC.BecauseofcustomersareusingtheirsmartphonetoseekcustomerserviceD.Itprevent1osingcustomersentirety【答案】B12、2023年3月1日,世界文化遗产()迎来第一次触网直播。此前居民和游客都只能远望而不能近观,在本次直播镜头中,这一区域揭开了神秘的面纱。A.龙门石窟B.莫高窟C故宫D.布达拉宫【答案】D13s资料:JObDescriptionA. ba1ancebet
10、weenworkandentertainmentB. desiretocontributetodeve1opmentC. know1edgeab1eofco-brandedsponsoredentertainmentD.passionatefortheA+Ebrands【答案】A14、默认情况下,Exce12003工作簿由()个工作表组成。A. 1B.4C.5D.3【答案】D15、下列指标中不属于银行管理结构指标的为()oA.资产结构B.贷款结构C.客户结构D.人员结构【答案】D16、所有者权益是企业投资人对企业净资产的要求权,在数量上所有者权益等于()。A.全部资产扣除流动负债B.全部资产扣
11、除长期负债C.全部资产加上流动负债D.全部资产扣除全部负债【答案】D17s1uoJingyu,19,hasfouryearsofexperienceofrunningbusiness.Heisa1soafreshmanintheartsdepartmentofHbeiUniversity.A.askedhimformoneytopaytherentB. gavehimsomemoneytodobusinessC. advisehimtopaymoreattentiontohisstudiesD. suggestedthatheworkhardtogetsomething【答案】D18、典型的代
12、用货币是()oA.辅币B.银行存款C.银行券D.现金【答案】C19、 Theirhappinesswasvery().A. crispB.britt1eC.de1icateD.fragi1e【答案】D20、2023年4月,2023年()综合所得汇算清澈在各地陆续启动,这是中国()史上首次汇算清缴,纳税人在指定日期前完成汇算申报,继而缴纳补税或申请退税。A.个税,个税B.营业税,营业税C.房产税,房产税D.消费税,消费税【答案】A21s资料:WordofMouthpromotionisbasedontheprincip1eofpu11marketing.A.becauseithe1pstogen
13、eratemomentumB. becausetheeventsarefunnyenoughtobetransmittedC. becauseithe1pstocreatebrandawarenessandgrowsa1esD.bothAandC【答案】D22s资料:Samsung*SNotebook7Spinisasty1ish,versati1eworkmachinewithpowertospare.The2-in-1notebook*Sperformanceisimpressive,anditsversati1efo1dingdesignis1egitimate1yusefu1.Unfo
14、rtunate1y,thesystem1Ssha11owkeyboardand1ack1usterbattery1ifecurtai1itsproductivitypotentia1abit.A. Tota1kaboutNotebook7,sweakpointsB. TointroduceotherSamsungproductsC.TodiscussothernotebooksinthemarketD.Toexp1aintouch-screenapps【答案】C23、认为利率纯粹是一种货币现象,利率水平由货币供给与货币需求的均衡点决定的理论是()oA.马克思的利率决定理论B.实际利率理论C.可
15、贷资金论D.凯恩斯的利率决定理论【答案】D24、向人民银行发行库提取现金时,现金提回后,管库员清点核对现金无误后,填制()一式两联,一联留存,一联交出纳人员。A.现金出库票B.现金入库票C.银行存款入库票D.银行存款出库票【答案】B25s邓小平理论和“三个代表”重要思想的精髓是()。A.坚持和发展生产力B.坚持四项基本原则C“三个有利于”标准D.解放思想、实事求是、与时俱进【答案】D26、工作中,有些管理者发现,虽然把信息传递下去了,但员工执行时总会走样。从沟通角度看,这是因为()oA只有(1)和(3)B.只有(2)和(3)C只有和(2)D.三项都对【答案】D27、Internet提供的最简便、快捷的通信服务为()。A文件传输(FTP)B.远程登录(Te1net)C.电子邮件(E-mai1)D万维网(WWW)【答案】C28、()是企业流动性最强的资产。A.货币资金B.固定资产C股票D.无形资产【答案】A29、2008年全球金融危机爆发以来,世界主要国家央